1Tutorial
The components of your home loan: Principal vs Interest
Understand the two parts of a home loan repayment, how interest is calculated and why your outstanding principal matters.
Tutorial coming soonExplore the Interest IQ learning path.
Seven straightforward topics to help you understand your home loan, explore repayment possibilities and make better sense of the numbers. Tutorials and additional tools are being developed.
2Tutorial
Fortnightly or weekly repayments: Accelerated vs True
Explore the difference between accelerated repayments and genuine fortnightly or weekly repayment schedules, and why the distinction matters.
Tutorial coming soon3Tutorial
Making minimum repayments: The 30-year trap to avoid
Learn how minimum repayments can stretch a home loan over decades, and explore the maths behind reducing the loan term.
Tutorial coming soon4Premium calculator
Save time and interest on your home loan
Unlock a more advanced calculator to explore offset, redraw, periodic extra payments, lump-sum repayments and other scenarios.
Open advanced mortgage calculator →5Budgeting tool
Where to find some extra coins for your home loan
Explore everyday spending and uncover amounts you might choose to put towards your mortgage. Unlock access to our budgeting tool.
Budgeting tool coming soon6Printable guide
Summary of key takeouts
A concise bullet-point summary of the most important things to remember, available as a printable PDF guide.
Printable PDF coming soon7Your feedback
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We’re building the tutorials and interactive tools above. For now, you can return to the calculator — or do absolutely nothing.